Credit card offers in USA right now

 

Here are some current credit card offers / good deals in the USA (September 2025), plus tips on choosing one. If you tell me your spending habits (travel, groceries, overseas use, etc.), I can suggest ones that match you.

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🔍 Notable Offers Right Now

1. Blue Cash Preferred® Card (American Express)

Welcome bonus: $250 statement credit after spending $3,000 in eligible purchases in the first 6 months. 

Rewards: 6% cash back at U.S. supermarkets (up to $6,000/yr), 6% on select streaming, 3% on gas & transit, etc. 

Fee: $0 first year, then ~$95. 

2. Wells Fargo Active Cash® Card

Welcome bonus: Earn $200 cash rewards after spending $500 in the first 3 months. 

Rewards: Flat 2% cash back on purchases. 

No annual fee. 

3. Chase Freedom Unlimited

Welcome bonus: ~$200 after meeting a minimum spend in first few months. 

Rewards: 1.5% – 5% on different categories (dining, travel, etc.). 

4. Travel-centric Offers

United Business Card: ~100,000 bonus miles after spending ~$5,000 in the first 3 months. Annual fee ~$150. 

Marriott Bonvoy Bevy Amex: ~155,000 bonus points after $5,000 spend in first 6 months. Annual fee ~$250. 

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✅ What to Consider When Choosing a Credit Card

Annual Fee vs Benefits: A high fee card only makes sense if you’ll use enough perks to justify the cost (travel credits, lounge access, etc.).

Rewards Structure: Do you spend more on groceries, gas, travel, dining, streaming, etc.? Pick a card that gives high rewards in your top spend categories.

Welcome / Sign-up Bonus: Many cards offer big bonuses (cash back, points, miles) if you meet a spending threshold. If you plan upcoming large purchases, this can be valuable.

Foreign Transaction Fees: If you travel often or buy things in foreign currencies, a card with no foreign transaction fees is helpful.

Intro APR Offers: If you carry balances or plan to make big purchases and pay them over time, zero-interest or low-interest intro periods on purchases or balance transfers can be useful.